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Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
Kansas Legal Services (KLS) was born in 1964 during the War on Poverty, and became a statewide organization in 1977.
KLS provides legal services to alleviate low income Kansans’ poverty burdens. KLS has eleven legal services field offices and two mediation offices located across Kansas.
In 2019, the Board of Directors examined KLS’ mission statement and reaffirmed it with this simple statement:
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