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Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
833-441-2240
Kansas Department of Children and Families launched the Mobile Crisis Helpline for additional support for eligible Kansans in need during a crisis.
Hay servicios disponibles para todos los residentes de Kansas de 20 años de edad o menos, incluso para los individuos que estén o hayan estado en régimen de acogida
.
Muchísimos recursos a su alcance
Asistencia y resolución de problemas por teléfono para ayudar a resolver la crisis de salud conductual de un niño
Apoyo por teléfono con recomendaciones de recursos de la comunidad o para participar en servicios de estabilización
Asistencia en persona a través del servicio de respuesta movil a crisis si la crisis no se puede resolver por teléfono
Special report from the Center for Responsible Lending, June 2023
The national Center for Responsible Lending (CRL) reports that single-payment and payday installment loans in 31 states drain more than $2.2 billion in fees per year from borrowers whose average incomes are approximately $25,000 a year.
Car-title loans drain more than $700 million annually from borrowers in 17 states.
Together these predatory loans drain almost $3 billion annually from those families who can least afford it.
A powerful set of financial firms have delayed federal investigations or punishments into their allegedly predatory lending practices, as they seize on an industry-led lawsuit challenging the future of the Consumer Financial Protection Bureau.
By Tony Romm, October 28 Washington Post
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