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Kansas Human Rights Commission website focused on discriminatory practices, particularly in employment and public accommodations. Provides information on filing a complaint. It is important to note that you do not need a KHRC finding of discrimination to proceed with a lawsuit, but their complaint process will often do most of the work in collecting evidence for a discrimination case.
http://www.khrc.net/resources.html
This policy describes the steps for clients to use when they have a complaint with or about Kansas Legal Services.
Posted 01/22/2020.
Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
Consumer Debt Advice from National Consumer Law Center https://library.nclc.org/stopping-debt-collection-harassment-consumer-debt-advice-nclc
April Kuehnhoff June 25, 2018
Email link to this article
Check out two videos to help you know your rights in debt collection and also how to deal with debt collectors.
The links are here:
Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.
The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter.
Stop Contact Letter Interview
Creditors still have the option of pursuing legal action against you. This will not make your debt go away.
The Kansas Human Rights Commission site has complaint forms if you feel you are facing discrimination in housing, employment or public accommodations.
http://www.khrc.net/complaint.html
The Age Discrimination in Employment Act of 1967 (ADEA) protects individuals who are 40 years of age or older from employment discrimination based on age. The ADEA's protections apply to both employees and job applicants. Under the ADEA, it is unlawful to discriminate against a person because of his/her age with respect to any term, condition, or privilege of employment -- including, but not limited to, hiring, firing, promotion, layoff, compensation, benefits, job assignments, and training.
http://www.eeoc.gov/facts/age.html
Special report from the Center for Responsible Lending, June 2023
The national Center for Responsible Lending (CRL) reports that single-payment and payday installment loans in 31 states drain more than $2.2 billion in fees per year from borrowers whose average incomes are approximately $25,000 a year.
Car-title loans drain more than $700 million annually from borrowers in 17 states.
Together these predatory loans drain almost $3 billion annually from those families who can least afford it.
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